Personal Accident: Your Basic Guide
Personal accident cover will provide you with a replacement income in the event of you being unable to work as a result of an accident. Cover can also include hospital cash benefit in the event of you being hospitalised. The benefits are payable for 52 weeks with a deferred period of 14 days. The policy can also provide for a lump sum payout in the event of your death. The cost and the benefits are based on your occupation, age and the amount you wish to insure per week.
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